Profile photo of a State Farm Agent Named: Matthew Rowsey
Office Hours

Mon-Fri 9am-5pm

Saturdays by Appointment

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

State Farm Insurance Agent View Licenses

Matthew Rowsey

401 58th Street SE
Charleston, WV 25304-2801

across the street from Fujiyama

Map & Directions Contact Us Get ID Card
ABOUT ME

Everyone’s insurance needs change constantly. The coverage you needed 5 or 10 years ago, might leave your family, assets or business exposed today. Our mission is to regularly assess your policies to make sure you have the coverage you think you have. We help you avoid paying for outdated policies and be covered when the unexpected happens.

When it comes to your family’s financial future, it’s worth taking the time to make smart choices. I help the residents and businesses of Charleston, South Charleston, Belle, St. Albans, Sissonville, Hurricane and the surrounding areas get clarity of their insurance options. Through straight talk and real life examples, I show why your old policies might not be benefiting you anymore or how a few dollars extra a month could double or triple your coverage. No matter what you choose is right for you, it’s important that you understand your options.

Coming up on 10 years in the insurance business, I've seen what accidents can do to businesses and families. Often, people only find out what their insurance covers when they need it — and then it’s too late. At our agency, we lay it out for you so you can make smart, informed and educated decisions. Remember, a few dollars go a long way. There is no reason to leave your family’s future exposed to save spare change you would not even notice day to day. Just like there is no reason to pay prices that don’t suit your situation.

My job is to ask customers the hard but necessary questions so they can make informed insurance decisions. So it’s only in order that I share a bit about myself too:

I was in the show choir in high school, even though I cannot sing a lick. That taught me I’m a better listener than vocalist. My job is all about listening to your needs and explaining how you can fulfill them.

Don’t be fooled by the (at times) goofy atmosphere around our office. We take your coverage very seriously.

We’re a relatively new agency, so we’re eager to prove we can make a difference for our community.

I joined State Farm in 2015 from another insurance provider because I couldn’t live with selling insurances at cut prices, just to leave customers exposed when something happened. I wanted to help them get the right coverage based on thoroughly reviewing their particular situation.

Today, I am proud to say I built my office from the ground up. I began with 0 customers, and now help insure 2000 cars and counting. We serve the following counties: Kanawha, Putnam, Boone, Fayette, Clay, Raleigh, and Cabell with Auto, Home, Property, Business, Life, Health, and Pet Insurance from the country’s preferred insurance provider. My team and I have a combined 20+ years of experience helping families and businesses understand their insurance coverage.

If you are looking for an honest review of your insurance policies, come visit our office on 401 58th Street SE Charleston, WV, or call us on 304 -925-8000 to let us help your life go right. We also offer retirement planning services

Get a Quote
Get a Quote
Get a Quote
ABOUT ME

Everyone’s insurance needs change constantly. The coverage you needed 5 or 10 years ago, might leave your family, assets or business exposed today. Our mission is to regularly assess your policies to make sure you have the coverage you think you have. We help you avoid paying for outdated policies and be covered when the unexpected happens.

When it comes to your family’s financial future, it’s worth taking the time to make smart choices. I help the residents and businesses of Charleston, South Charleston, Belle, St. Albans, Sissonville, Hurricane and the surrounding areas get clarity of their insurance options. Through straight talk and real life examples, I show why your old policies might not be benefiting you anymore or how a few dollars extra a month could double or triple your coverage. No matter what you choose is right for you, it’s important that you understand your options.

Coming up on 10 years in the insurance business, I've seen what accidents can do to businesses and families. Often, people only find out what their insurance covers when they need it — and then it’s too late. At our agency, we lay it out for you so you can make smart, informed and educated decisions. Remember, a few dollars go a long way. There is no reason to leave your family’s future exposed to save spare change you would not even notice day to day. Just like there is no reason to pay prices that don’t suit your situation.

My job is to ask customers the hard but necessary questions so they can make informed insurance decisions. So it’s only in order that I share a bit about myself too:

I was in the show choir in high school, even though I cannot sing a lick. That taught me I’m a better listener than vocalist. My job is all about listening to your needs and explaining how you can fulfill them.

Don’t be fooled by the (at times) goofy atmosphere around our office. We take your coverage very seriously.

We’re a relatively new agency, so we’re eager to prove we can make a difference for our community.

I joined State Farm in 2015 from another insurance provider because I couldn’t live with selling insurances at cut prices, just to leave customers exposed when something happened. I wanted to help them get the right coverage based on thoroughly reviewing their particular situation.

Today, I am proud to say I built my office from the ground up. I began with 0 customers, and now help insure 2000 cars and counting. We serve the following counties: Kanawha, Putnam, Boone, Fayette, Clay, Raleigh, and Cabell with Auto, Home, Property, Business, Life, Health, and Pet Insurance from the country’s preferred insurance provider. My team and I have a combined 20+ years of experience helping families and businesses understand their insurance coverage.

If you are looking for an honest review of your insurance policies, come visit our office on 401 58th Street SE Charleston, WV, or call us on 304 -925-8000 to let us help your life go right. We also offer retirement planning services

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Our office can always be reached at (304) 925-8000
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Our mission at Matthew Rowsey State Farm is to make an impact on our community by building a personal relationship with you & your family and helping you understand the risks you face every day, while assisting you with your needs. We can help you and your families with Auto Insurance, Home Insurance, Renter's Insurance, Life Insurance, Business Insurance, Commercial Insurance and much more throughout Charleston, WV. We also serve greater Charleston such as South Charleston, Belle, Saint Albans, Sissonville, Hurricane and the whole state of West Virginia! We can also assist our KY, OH, VA, and PA neighbors.

Car Insurance in West Virginia

If you're looking for auto quotes or car insurance in the Indiana area, you're making a smart decision! Car Insurance Protects you against loss for damages resulting from car accidents, theft, weather events and other unforeseen costs with your policy type. An insurance policy helps buy the value of injury to cars, property, and even people.

Automobile Insurance- What Does It Cover?

It can cover you if you receive personal injury in an accident, or if you damage property or another vehicle. If you decide for a better level of coverage, you'll even be covered for the repair or replacement costs of your vehicle as a result of collisions, fire, theft, and weather events. Most policies will vary in coverage (and price), which is why it's important to review your options carefully.

Car Insurance Cost

The cost of insurance depends on the sort of insurance coverage you currently hold (i.e. Third Party Property, Third Party Fire & Theft or Comprehensive), and the way you're insured, meaning premiums can vary. Each of the following factors can impact your premiums, including:

  • Your Claims history

  • Your address

  • where your car is parked (i.e. inside of a garage or on the street)

  • Your driving history (and the driving history of other listed drivers).

How can I save money on car insurance premiums?

  • You can potentially save on premiums

What is liability when it comes to auto insurance?

Liability refers to the one that is legally responsible, or at-fault, in an accident. For instance, you'll be responsible for third-party damage if you didn't subside and collided with a vehicle that was already on a roundabout.

Homeowners Insurance West Virginia

When you buy a home insurance policy in Indiana, your insurer will consider a variety of things when calculating your monthly premium, including your circumstances, house value and more. The factors outlined below have the potential to affect your final home and contents premium.

The sum insured

The you'll within the event of a claim on your home and contents insurance (minus any excess you owe) is referred to as the "sum insured" Your sum insured amount needs to be enough to hide replacement or rebuilding expenses for your home, otherwise you'll risk under insurance, which could leave you out of luck and out of pocket. If you don't have adequate coverage, your insurer may only pay part of your claim- which is why you out to be insured for the right amount.

Lastly, once you insure your home, you'll need to calculate the replacement value of the entire structure and associated outbuildings as accurately as possible. You'll also want to do an equivalent for the belongings in and around your home. If you own particularly precious items, you would possibly consider removing additional valuables cover.

Your Insurance Excess

An excess refers to the sum you've got to pay once you claim on your policy. Most insurance policies will have a basic or standard excess which applies to each claim although, you'll typically have the choice to extend your excess amount, which can reduce your insurance premium.

Other Factors that Affect Homeowners Insurance

There are a variety of other factors which will affect your Indiana home insurance, which are detailed as follows:

Your level of coverage. Your home insurance premium are going to be suffering from the exact extent of insurance coverage you select and any additional benefits you include.

Home Security.

Age and Structure of your property. Your insurer will consider your property's age, construction materials and sturdiness to work out potential premium.

How the property is occupied. If you're renting your property to somebody else, or your house is unoccupied for a particular amount of your time, it's going to affect your premium; that's if an insurer is willing to require on this added risk within the first place.

Changes within the insurance market. Although these are often out of your control as a primary policyholder, insurance companies will typically communicate any forthcoming changes to you.

How the house is utilized from a business standpoint. Your premiums could also be calculated differently if you conduct business from your home.

If you've got any questions, don't shy away from asking! After all you'll definitely appreciate being adequately covered than risk being underinsured. 304-925-8000 for a free consultation/quote today!

Life Insurance Looking for life insurance in West Virginia? You've come to the right site! Life insurance pays a lump-sum benefit to a nominated beneficiary at the time of your death. It means once you pass on, your loved ones do not have to stress about any expenses or debts you could potentially be leaving.

What does Life Insurance Cover?

Life insurance goes a long way towards protecting you and your loved ones from a financial standpoint if something unexpected happens. Different life insurance products are designed to guard you from different events which will occur. 

If you pass on or become ill or injured and may not work, there may be policies that can pay out a payment. This ensures that your family continues to enjoy an equivalent financial standard of living as before.  

KC Baldwin State Farm Agent Team Member

KC Baldwin

License #DOI-1042432

Kassandra joined The Rowsey Agency in 2018. She provides all administrative services for our Auto, Home, & Life Insurance services. She holds both a Property & Casualty License for the States of West Virginia, Ohio, and Kentucky. Kassandra currently resides in Chesapeake, OH

Niccole Salvatore State Farm Agent Team Member

Niccole Salvatore

Office Manager
License #DOI-962050

Niccole has been with The Rowsey Agency in Charleston, WV since July of 2017. Since then she has became the office manager and runs all the day to day activities of the team, insurance purchases, insurance services, Auto, Home, & any other type of insurance we offer. Niccole currently lives in Barboursville, WV. 

Mitchell Foster State Farm Agent Team Member

Mitchell Foster

Account Representative
License #19870323

Mitchell joined The Rowsey Agency in 2021. Since then he has excelled in mainly auto, home, & renters insurance. He is a West Virginia State University Alumni and lives in South Charleston WV.

TJ Sullivan State Farm Agent Team Member

TJ Sullivan

Account Representative
License #19724549

TJ joined The Rowsey Agency in 2020. Since then he has excelled in mainly auto, home, & renters insurance. He is a West Virginia State University Alumni, a West Virginia Army National Guard Member, and lives in Dunbar, WV. 

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Agent Licenses for Matthew Rowsey
WV-16792318
KY-DOI-792803, VA-1156160, PA-929241, OH-972792

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2021/08/1329

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:3857 Teays Valley Rd Ste 3 , Hurricane, WV 25526-9480 Phone: 304-348-6356

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com . For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion® . State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.