Profile photo of a State Farm Agent named: Matthew Rowsey
State Farm® Insurance Agent View Licenses

Matthew Rowsey

401 58th Street SE
Charleston, WV 25304-2801

across the street from Fujiyama

Everyone’s insurance needs change constantly. The coverage you needed 5 or 10 years ago, might leave your family, assets or business exposed today. Our mission is to regularly assess your policies to make sure you have the coverage you think you have. We help you avoid paying for outdated policies and be covered when the unexpected happens.

When it comes to your family’s financial future, it’s worth taking the time to make smart choices. I help the residents and businesses of Charleston, South Charleston, Belle, St. Albans, Sissonville, Hurricane and the surrounding areas get clarity of their insurance options. Through straight talk and real life examples, I show why your old policies might not be benefiting you anymore or how a few dollars extra a month could double or triple your coverage. No matter what you choose is right for you, it’s important that you understand your options.

Coming up on 10 years in the insurance business, I've seen what accidents can do to businesses and families. Often, people only find out what their insurance covers when they need it — and then it’s too late. At our agency, we lay it out for you so you can make smart, informed and educated decisions. Remember, a few dollars go a long way. There is no reason to leave your family’s future exposed to save spare change you would not even notice day to day. Just like there is no reason to pay prices that don’t suit your situation.

My job is to ask customers the hard but necessary questions so they can make informed insurance decisions. So it’s only in order that I share a bit about myself too:

I was in the show choir in high school, even though I cannot sing a lick. That taught me I’m a better listener than vocalist. My job is all about listening to your needs and explaining how you can fulfill them.

Don’t be fooled by the (at times) goofy atmosphere around our office. We take your coverage very seriously.

We’re eager to prove we can make a difference for our community.

I joined State Farm in 2015 from another insurance provider because I couldn’t live with selling insurances at cut prices, just to leave customers exposed when something happened. I wanted to help them get the right coverage based on thoroughly reviewing their particular situation.

Today, I am proud to say I built my office from the ground up. I began with 0 customers, and now help insure 2000 cars and counting. We serve the following counties: Kanawha, Putnam, Boone, Fayette, Clay, Raleigh, and Cabell with Auto, Home, Property, Business, Life, Health, and Pet Insurance from the country’s preferred insurance provider. My team and I have a combined 20+ years of experience helping families and businesses understand their insurance coverage.

If you are looking for an honest review of your insurance policies, come visit our office on 401 58th Street SE Charleston, WV, or call us on 304 -925-8000 to let us help your life go right. We also offer retirement planning services

Insurance Products Offered

Auto, Home, Property, Business, Life, Health, Pet

Other Products Offered

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck
Mon-Fri
9am - 5pm
Sat-Sun
Closed
After Hours by Appointment
Call us 24 hours a day!
401 58th Street SE
Charleston, WV 25304-2801
Map & Directions

The mission of the Matthew Rowsey State Farm team is to make an impact on our community by building a personal relationship with you & your family to help you understand the risks of everyday life. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind what we do. We focus on Auto Insurance, Homeowners Insurance and Life Insurance throughout the West Virginia, Virginia, Kentucky, and Ohio area.

Car Insurance in West Virginia

If you're looking for auto quotes or car insurance in the West Virginia area, you're making a smart decision! Car Insurance Protects you against loss for damages resulting from car accidents, theft, weather events and other unforeseen costs with your policy type. An insurance policy helps buy the value of injury to cars, property, and even people.

Automobile Insurance- What Does It Cover?

It can cover you if you receive personal injury in an accident, or if you damage property or another vehicle. If you decide for a better level of coverage, you'll even be covered for the repair or replacement costs of your vehicle as a result of collisions, fire, theft, and weather events. Most policies will vary in coverage (and price), which is why it's important to review your options carefully.

What is liability when it comes to auto insurance?

Liability refers to the one that is legally responsible, or at-fault, in an accident. For instance, you'll be responsible for third-party damage if you didn't subside and collided with a vehicle that was already on a roundabout.

Homeowners Insurance West Virginia

When you buy a home insurance policy in West Virginia, your insurer will consider a variety of things when calculating your monthly payment, including your circumstances, house value and more.

The sum insured

The you'll within the event of a claim on your home and contents insurance (minus any excess you owe) is referred to as the "sum insured" Your sum insured amount needs to be enough to hide replacement or rebuilding expenses for your home, otherwise you'll risk under insurance, which could leave you out of luck and out of pocket. If you don't have adequate coverage, your insurer may only pay part of your claim- which is why you out to be insured for the right amount.

Lastly, once you insure your home, you'll need to calculate the replacement value of the entire structure and associated outbuildings as accurately as possible. You'll also want to do an equivalent for the belongings in and around your home. If you own particularly precious items, you would possibly consider removing additional valuables cover.

Life Insurance Looking for life insurance in West Virginia? You've come to the right site! Life insurance pays a lump-sum benefit to a nominated beneficiary at the time of your death. It means once you pass on, your loved ones do not have to stress about any expenses or debts you could potentially be leaving.

What does Life Insurance Cover?

Life insurance goes a long way towards protecting you and your loved ones from a financial standpoint if something unexpected happens. Different life insurance products are designed to guard you from different events which will occur. 

If you pass on or become ill or injured and may not work, there may be policies that can pay out a payment. This ensures that your family continues to enjoy an equivalent financial standard of living as before.  

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.